USEFUL CAPABILITIES, CLEAR BOUNDARIES
Look beyond
the AI badge.
Explore what AI actually does in each category, the controls around it and the commercial questions still to ask.
Task before label
We score concrete actions, not the presence of โAIโ in a product description.
Limits are part of the picture
Availability, paid tiers, credits, human review and data controls matter.
You choose the weight
AI accounts for 15% by default. Exclude it or double its importance in a comparison.
| Software | AI evidence fit | Capabilities | Limits to confirm |
|---|---|---|---|
| QuickBooks Online UK โ | 67โ100/10067% evidence coverage | Intuit Intelligence lists conversational insights, expense organisation and anomaly detection.
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| Sage Accounting โ | 67โ100/10067% evidence coverage | Copilot supports reminders, VAT checks and draft communications.
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| Xero โ | 67โ100/10067% evidence coverage | JAX answers financial questions and can help draft invoices; review remains important.
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| FreeAgent โ | 33โ100/10033% evidence coverage | Smart Capture extracts receipt data and matches transactions; broader generative AI was not verified.
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| Clear Books โ | 0โ100/1000% evidence coverage | Automatic document capture and coding are documented; generative assistance was not verified.
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| IRIS KashFlow โ | 0โ100/1000% evidence coverage | No specific AI accounting workflow was verified in the reviewed pricing material. |
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This table normalises the category's AI checks to 100. In the full standard score, AI contributes 15 out of 100 points.
Compare features and change AI weight โ