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Payments and merchant services / YOUR COMPARISON
65% evidence coverage
With AI excluded: 65–100/100
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Online businesses with developer-led payment workflows or several revenue models.
The reviewed supplier page explicitly serves the UK market.
The first number is earned from documented features. Unverified capabilities create the range. Product scores do not establish the quality, reliability or price of a particular plan.
| Capability & demo question | Stripe65–100/100 documented fit |
|---|---|
Core workflowOnline card acceptance5.0 points availableAsk in the demoComplete a test UK card purchase and inspect its payment status. | ✓ Supported UK online card payments. 5.0 / 5.0 pointsEvidence ↗ |
Core workflowApple Pay and Google Pay5.0 points availableAsk in the demoDemonstrate the wallet checkout on a supported device. | ? Not verified Not verified in the reviewed material; confirm apple pay and google pay. 0.0–5.0 / 5.0 points |
Core workflowHosted checkout or payment links5.0 points availableAsk in the demoCreate a hosted checkout link without rebuilding the website. | ✓ Supported Payment Links and Checkout available. 5.0 / 5.0 pointsEvidence ↗ |
Core workflowRecurring payment collection5.0 points availableAsk in the demoCreate a recurring collection and show the customer's authorisation. | ✓ Supported Billing supports subscriptions; separately priced. 5.0 / 5.0 pointsEvidence ↗ |
Core workflowUK bank payments or Direct Debit5.0 points availableAsk in the demoDemonstrate a UK bank-payment or Bacs mandate journey. | ✓ Supported Bacs Direct Debit priced explicitly. 5.0 / 5.0 pointsEvidence ↗ |
Core workflowFull and partial refunds5.0 points availableAsk in the demoRefund part of a settled sale and inspect both accounting entries. | ? Not verified Not verified in the reviewed material; confirm full and partial refunds. 0.0–5.0 / 5.0 points |
Core workflowTransaction and settlement reporting5.0 points availableAsk in the demoFind a payment and reconcile its fees to the net settlement. | ✓ Supported Reporting and cost dashboards documented. 5.0 / 5.0 pointsEvidence ↗ |
Workflow depthConnected in-person payments5.0 points availableAsk in the demoTake a terminal payment and locate it alongside online activity. | ✓ Supported Terminal supports in-person payments. 5.0 / 5.0 pointsEvidence ↗ |
Workflow depthStrong customer authentication workflow5.0 points availableAsk in the demoShow a 3DS challenge, failed authentication and the return to checkout. | ? Not verified Not verified in the reviewed material; confirm strong customer authentication workflow. 0.0–5.0 / 5.0 points |
Workflow depthStored payment credentials5.0 points availableAsk in the demoSave a customer payment method with permission and reuse it safely. | ? Not verified Not verified in the reviewed material; confirm stored payment credentials. 0.0–5.0 / 5.0 points |
Workflow depthFailed-payment recovery5.0 points availableAsk in the demoSimulate a failed recurring payment and inspect the retry schedule. | ✓ Supported Billing includes recovery workflows. 5.0 / 5.0 pointsEvidence ↗ |
Workflow depthDispute evidence management5.0 points availableAsk in the demoLocate a chargeback, submit supporting evidence and track its deadline. | ✓ Supported Dispute responses and evidence tools. 5.0 / 5.0 pointsEvidence ↗ |
Workflow depthInternational currency acceptance5.0 points availableAsk in the demoCollect in a foreign currency and explain conversion and settlement fees. | ✓ Supported International cards and FX supported. 5.0 / 5.0 pointsEvidence ↗ |
Workflow depthAccounting or commerce integrations5.0 points availableAsk in the demoTrace a payment into the accounting or shop system. | ? Not verified Not verified in the reviewed material; confirm accounting or commerce integrations. 0.0–5.0 / 5.0 points |
Workflow depthDocumented payment API5.0 points availableAsk in the demoShow API documentation for creating and inspecting a transaction. | ✓ Supported Create and retrieve PaymentIntents. 5.0 / 5.0 pointsEvidence ↗ |
Workflow depthWebhooks and payment-event handling5.0 points availableAsk in the demoDemonstrate receipt, retry and deduplication of a payment event. | ✓ Supported Webhook delivery, signatures and retries documented. 5.0 / 5.0 pointsEvidence ↗ |
Workflow depthRestricted operational permissions5.0 points availableAsk in the demoLet support refund within its authority without changing bank details. | ? Not verified Not verified in the reviewed material; confirm restricted operational permissions. 0.0–5.0 / 5.0 points |
AIMachine-learning fraud screening5.0 points availableAsk in the demoInspect an ML risk decision and the merchant's available response. | ✓ Supported Radar Lite uses AI fraud protection. 5.0 / 5.0 pointsEvidence ↗ |
AIPredictive acceptance or retry optimisation5.0 points availableAsk in the demoShow how model-driven timing or routing differs from a fixed rule. | ? Not verified Not verified in the reviewed material; confirm predictive acceptance or retry optimisation. 0.0–5.0 / 5.0 points |
AIReviewable AI decisions or evidence5.0 points availableAsk in the demoInspect the signals, evidence or review queue behind an AI recommendation. | ✓ Supported Smart Disputes drafts evidence that merchants can supplement. 5.0 / 5.0 pointsEvidence ↗ |
“Not verified” means the recorded evidence does not settle this specific check. It does not mean the feature is absent. Read the scoring method.