Stripe
UK SOFTWARE PROFILE
Stripe
UK payments platform combining hosted checkout, APIs, recurring billing and fraud tools.
One product. Different jobs.
Each score uses that category's criteria. Compare products within a category, rather than comparing scores across unrelated tasks.
Pricing & practicalities
Model your total cost ↗Published starting point
Payments and merchant services
Request pricingStandard · successful payment · usage billing
VAT basis not stated
Standard UK cards: 1.5% + 20p; premium UK, overseas and FX rates differ. Tax depends on service and business status.
Check current price ↗Consider before choosing
- Billing, advanced fraud and other modules have separate charges.
- Original processing and FX fees are not returned on ordinary refunds.
Connected workflows
Confirm the integration's direction, permissions, plan and sync behaviour with the supplier.
BEHIND THE AI CLAIM
AI capabilities
Radar screens fraud; Smart Disputes prepares evidence and Sigma accepts natural-language reporting prompts.
Documented capabilities
- Fraud screening
- AI dispute evidence
- Natural-language reporting
Plans, limits & questions
- Advanced products and usage may be separately charged.
- Merchant review and dispute responsibilities remain.
Feature-by-feature evidence
Payments and merchant services — 20 scored checks
| Capability & demo question | Stripe65–100/100 documented fit |
|---|---|
Core workflowOnline card acceptance5.0 points availableAsk in the demoComplete a test UK card purchase and inspect its payment status. | ✓ Supported UK online card payments. 5.0 / 5.0 pointsEvidence ↗ |
Core workflowApple Pay and Google Pay5.0 points availableAsk in the demoDemonstrate the wallet checkout on a supported device. | ? Not verified Not verified in the reviewed material; confirm apple pay and google pay. 0.0–5.0 / 5.0 points |
Core workflowHosted checkout or payment links5.0 points availableAsk in the demoCreate a hosted checkout link without rebuilding the website. | ✓ Supported Payment Links and Checkout available. 5.0 / 5.0 pointsEvidence ↗ |
Core workflowRecurring payment collection5.0 points availableAsk in the demoCreate a recurring collection and show the customer's authorisation. | ✓ Supported Billing supports subscriptions; separately priced. 5.0 / 5.0 pointsEvidence ↗ |
Core workflowUK bank payments or Direct Debit5.0 points availableAsk in the demoDemonstrate a UK bank-payment or Bacs mandate journey. | ✓ Supported Bacs Direct Debit priced explicitly. 5.0 / 5.0 pointsEvidence ↗ |
Core workflowFull and partial refunds5.0 points availableAsk in the demoRefund part of a settled sale and inspect both accounting entries. | ? Not verified Not verified in the reviewed material; confirm full and partial refunds. 0.0–5.0 / 5.0 points |
Core workflowTransaction and settlement reporting5.0 points availableAsk in the demoFind a payment and reconcile its fees to the net settlement. | ✓ Supported Reporting and cost dashboards documented. 5.0 / 5.0 pointsEvidence ↗ |
Workflow depthConnected in-person payments5.0 points availableAsk in the demoTake a terminal payment and locate it alongside online activity. | ✓ Supported Terminal supports in-person payments. 5.0 / 5.0 pointsEvidence ↗ |
Workflow depthStrong customer authentication workflow5.0 points availableAsk in the demoShow a 3DS challenge, failed authentication and the return to checkout. | ? Not verified Not verified in the reviewed material; confirm strong customer authentication workflow. 0.0–5.0 / 5.0 points |
Workflow depthStored payment credentials5.0 points availableAsk in the demoSave a customer payment method with permission and reuse it safely. | ? Not verified Not verified in the reviewed material; confirm stored payment credentials. 0.0–5.0 / 5.0 points |
Workflow depthFailed-payment recovery5.0 points availableAsk in the demoSimulate a failed recurring payment and inspect the retry schedule. | ✓ Supported Billing includes recovery workflows. 5.0 / 5.0 pointsEvidence ↗ |
Workflow depthDispute evidence management5.0 points availableAsk in the demoLocate a chargeback, submit supporting evidence and track its deadline. | ✓ Supported Dispute responses and evidence tools. 5.0 / 5.0 pointsEvidence ↗ |
Workflow depthInternational currency acceptance5.0 points availableAsk in the demoCollect in a foreign currency and explain conversion and settlement fees. | ✓ Supported International cards and FX supported. 5.0 / 5.0 pointsEvidence ↗ |
Workflow depthAccounting or commerce integrations5.0 points availableAsk in the demoTrace a payment into the accounting or shop system. | ? Not verified Not verified in the reviewed material; confirm accounting or commerce integrations. 0.0–5.0 / 5.0 points |
Workflow depthDocumented payment API5.0 points availableAsk in the demoShow API documentation for creating and inspecting a transaction. | ✓ Supported Create and retrieve PaymentIntents. 5.0 / 5.0 pointsEvidence ↗ |
Workflow depthWebhooks and payment-event handling5.0 points availableAsk in the demoDemonstrate receipt, retry and deduplication of a payment event. | ✓ Supported Webhook delivery, signatures and retries documented. 5.0 / 5.0 pointsEvidence ↗ |
Workflow depthRestricted operational permissions5.0 points availableAsk in the demoLet support refund within its authority without changing bank details. | ? Not verified Not verified in the reviewed material; confirm restricted operational permissions. 0.0–5.0 / 5.0 points |
AIMachine-learning fraud screening5.0 points availableAsk in the demoInspect an ML risk decision and the merchant's available response. | ✓ Supported Radar Lite uses AI fraud protection. 5.0 / 5.0 pointsEvidence ↗ |
AIPredictive acceptance or retry optimisation5.0 points availableAsk in the demoShow how model-driven timing or routing differs from a fixed rule. | ? Not verified Not verified in the reviewed material; confirm predictive acceptance or retry optimisation. 0.0–5.0 / 5.0 points |
AIReviewable AI decisions or evidence5.0 points availableAsk in the demoInspect the signals, evidence or review queue behind an AI recommendation. | ✓ Supported Smart Disputes drafts evidence that merchants can supplement. 5.0 / 5.0 pointsEvidence ↗ |
“Not verified” means the recorded evidence does not settle this specific check. It does not mean the feature is absent. Read the scoring method.